As the economic pillar of a family, properly planning for insurance is crucial for future security. The 'Double Ten Principle' states that the insurance amount should be ten times the annual income, with one-tenth of the annual income allocated for insurance planning to ensure the family's economic stability in the future.

Nanshan Life emphasizes the importance of regularly checking insurance policies, regardless of the age group, to adjust plans based on changing life circumstances and economic capabilities, thus avoiding gaps in coverage.

For the 20-30 age group, it's recommended to prioritize basic accident and health insurance, as well as coverage for cancer and serious illnesses. The sandwich generation aged 30-50 should strengthen life insurance coverage and health insurance to prepare for the impact of accidents and diseases on the family.

For those over 50 approaching retirement, it's advisable to enhance long-term care insurance and consider cancer coverage for older adults to lessen medical expenses. Planning suitable insurance for each life stage can provide a strong financial support system for families.