In recent years, scam incidents have become increasingly rampant, with evolving tactics. According to the statistics from the Ministry of the Interior, investment scams remain the most prevalent, with 'three-party scams' notably common. Wang Li-chiao, a well-known debt consolidation expert, shared insights into the so-called 'three-party scam' during an interview on the 'Decision Maker' program.

Using her own experience in the debt consolidation industry as an example, she explained how some scam groups employ 'three-party scam' tactics, transforming them into alternative loan scams. These groups trick victims into taking loans, leaving lending advisory companies to face legal issues. The cunning nature of these three-party scam traps makes it easy for individuals to unwittingly become accomplices of these scam groups.

Wang emphasized that deception is a significant taboo in this industry since a lack of integrity from clients may result in future payment issues, underscoring that honesty is the most crucial principle in this field. She aims to advocate against scams, believing that doing the right thing will never be wrong.