As aging societies emerge, many countries are adjusting their retirement age policies. Denmark passed a law in May planning to raise the retirement age from 67 to 70 by the end of 2040, making it the highest in Europe. Taiwan is also showing similar trends, with the government promoting policies to delay retirement.

Senior manager at a manpower bank, Jan Wan-Rong, noted that if the workforce declines, tax revenues would decrease, and social welfare spending would increase. Thus, many developed countries are considering extending the retirement age to address future challenges. Surveys indicate that nearly half of Taiwanese support delaying retirement, with 27.2% willing to retire only after the age of 68.

Moreover, many individuals realize that relying solely on government pensions won't suffice for a comfortable retirement, prompting them to invest for increased future income. Investing in stocks and ETFs has become a common choice, aiming to secure passive income for future living expenses.