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37-Year-Old Shares 140k Monthly Passive Income, Discusses Retirement Possibility and Investment Strategies

37-Year-Old Shares 140k Monthly Passive Income, Discusses Retirement Possibility and Investment Strategies

A 37-year-old user recently posted on a forum that he has a monthly passive income of 140,000 NTD, asking whether it’s possible to retire with that amount. He reported an annual income of 1.8 million NTD, expressing envy over his income.

With modern societal pressures and inflation, many are learning to invest to generate additional income for financial freedom, even contemplating early retirement. This user stated that he works at a listed company but has concerns about the company's future, prompting him to consider his retirement options.

Based on his investment strategy, he has a 7 million NTD private fund that generates 60,000 NTD monthly, with an additional 2.5 million NTD invested in high-yield stocks that provide 20,000 NTD in dividends each month. He also invests in U.S. treasury ETFs, bringing in 50,000 NTD monthly, and holds approximately 3.25 million NTD in U.S. stocks. Additionally, he owns a parking space that earns 4,000 NTD in rent, alongside having a time deposit of 500,000 NTD and a mortgaged property.

With a total passive income reaching 140,000 NTD, his inquiry sparked lively discussions among netizens, with various opinions expressed.