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Choosing a High-Spec Vehicle with Insurance for Safe Driving

Choosing a High-Spec Vehicle with Insurance for Safe Driving

At 35, Amin and Xiao Li have been in a relationship for seven years and recently decided to embark on their journey together as they look forward to welcoming their first child. While searching for a new home, they also consider upgrading their vehicle to ensure a safe and comfortable space for their upcoming baby.

Amin stated, "To provide a comfortable riding experience for you and our child, I’ve decided to allocate a budget of 2 million TWD to purchase a car." Xiao Li smiled and reminded Amin, "Safety is a priority; we must also set aside budget for insurance to ensure peace of mind on the road."

Automotive expert Xiao Ye suggested that with a budget of 2 million TWD, there are plenty of vehicle options suitable for small families. He recommended a "5+2 seating" vehicle, as the second row can slide, providing a comfortable seating space for mothers and babies in safety seats. Additionally, it's essential to check for "active and passive safety specifications" and refer to authoritative safety crash tests.

Xiao Ye also emphasized that merely purchasing mandatory insurance is insufficient, as it primarily protects third-party bodily injury. Therefore, it's crucial to add supplementary insurance to ensure comprehensive coverage when driving. He advised prioritizing insurance that covers personal injury over property damage to better protect against unforeseen accidents.

Through online insurance options, companies like New Assurance Tokyo provide not only competitive premiums but also a variety of coverage options tailored to individual needs, along with 24-hour customer service to assist with inquiries, allowing drivers to feel secure every time they hit the road.