The Financial Supervisory Commission (FSC) announced three emergency measures aimed at supporting the life insurance industry, which is currently facing a capital adequacy crisis. The measures include using six-month average currency rates for capital adequacy calculations and providing flexibility in calculating reserves for specific insurance products.

With the New Taiwan Dollar's significant appreciation in May, the insurance industry has faced massive exchange rate losses, with six major insurers reporting a total loss of NT$34.891 billion. The FSC hopes these adjustments can enhance capital adequacy and operational resilience for insurers.

The specific measures are: 1. adopting a six-month average rate for capital adequacy calculations, excluding foreign currency cash and deposits; 2. allowing greater flexibility in calculating reserves to protect policyholder interests; 3. implementing differentiated supervisory requirements for new solvency regulatory frameworks.