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Improving Workplace Conditions! Elderly Employment with Dual Benefits for Age and Disability

Improving Workplace Conditions! Elderly Employment with Dual Benefits for Age and Disability

During a lively English challenge event, Principal Chang Hsin-wu engaged joyfully with children. After the game, he returned to his office to continue handling school administrative duties throughout the day. Having previously served as a principal in a public school, he did not choose to rest after retirement but instead immersed himself in private education to give back to society.

Principal Chang stated, "Even though we are over sixty, we possess rich educational experience, and re-entering the workplace can significantly benefit the country." The return of mid-to-late aged individuals not only contributes learned skills but also fills gaps in industries and labor, which is crucial for the overall development of the nation. Facing the dual challenges of declining birth rates and an aging population, Taiwan's labor market shows a remarkable shortage.

The Ministry of Labor pointed out that with the implementation of the Occupational Disaster Insurance and Protection Act, it is clearly stipulated that workers can simultaneously receive occupational disability benefits even if they are already receiving old-age pensions during re-employment, thus breaking the previous "either-or" limitation and encouraging the elderly to return to the job market.

Principal Chang emphasized, "Taiwan is currently facing a serious shortage of labor, and if mid-to-late aged individuals can re-enter various industries, it will effectively fill labor gaps, and their accumulated expertise and experience are precious assets that the younger generation cannot easily replace." According to statistics from the Ministry of the Interior, by 2025, the population aged over 65 will reach 4,508,419, accounting for 19.27% of the total population. In response to the rapid trend of aging, the Ministry of Labor has expanded the coverage of this insurance to share employer responsibilities reasonably and raise benefit levels, achieving a win-win situation for both labor and management.

The long-term care organization Edge has also noted that many laborers have limited understanding of the contents of occupational disaster insurance protections, recommending workshops and policy consolidations in communities to enhance public awareness of rights and employer responsibilities. Labor scholars also welcome the advancement of elderly employment policies and suggest that the government draw on international experiences, including offering flexible working hours and providing tax incentives for companies hiring the elderly, while combining labor insurance and occupational disaster insurance policies to pave a stable path for re-employment of retirees.

Chang Feng-yi, Executive Director of the Taiwan Labor and Social Policy Research Association, mentioned, "The core of the disaster insurance system is to provide necessary safety protections for re-employed individuals. In the event of a workplace accident, they should receive reasonable compensation, and if a certain level of disability is reached, they may also receive disability benefits, marking an important step in improving elderly employment welfare." The re-employment of older adults not only enhances individual value but is also a key driving force for Taiwan's sustainable development. With the optimization of regulations and systems, it is anticipated that more senior talent will return to the workforce, injecting new vitality into the nation's economy.