The years 2020 and 2021 marked a golden era for the Taiwanese stock market, allowing many investors to achieve financial freedom. Recently, an inspiring story appeared on PTT, where a 40-year-old uncle shared his journey of facing losses in the stock market for two decades before finally turning a profit in 2021, sparking lively discussion among netizens.

The uncle posted on PTT, sharing that he initially invested 2.478 million TWD in early 2021, and by the end of last year, his holdings and cash position reached 3.678 million TWD, yielding an impressive return of 48.44%. He emphasized that during this period, he operated solely with cash and avoided leverage. Although the 2021 returns were substantial, he acknowledged previous losses in futures and options amounting to several million TWD, effectively exhausting his 20 years of salary, leaving him nearly in debt.

He highlighted that before investing, he always sought to understand the industry and the products of the companies he was interested in, often gathering information from Yahoo Finance and Economic Daily News. He also utilized financial information websites to sort all stocks by high and low P/E ratios to identify promising options. After selecting stocks through these methods, he would delve into annual reports, analyzing financial statements and shareholders' meeting regulations to invest in companies with robust operations that he felt confident holding long-term.

Although he mentioned that his approach didn’t allow him to capitalize on the rapid growth of new companies like Unimicron and Tesla, he reiterated that Warren Buffett's key investment advice is never to lose money. He cautioned investors not to borrow recklessly, stating that while young people can recover from failures, getting out of debt is significantly more challenging. Many netizens responded positively, with comments emphasizing the importance of steady methods and personal suitability in investments.