Taiwan Life has recently launched the Mei Hong Wang US Dollar Participating Whole Life Insurance, which combines lifelong coverage, stable dividends, and asset transfer features to meet the insurance and financial planning needs of all generations.

As Taiwan enters an ultra-aged society, it is increasingly important to prepare for retirement and medical insurance in advance. This policy promises lifelong coverage after six years of premium payments and the opportunity to participate in performance dividends, which can be added to the policy amount to create compound interest benefits. This structure helps customers steadily accumulate assets.

Taking Mr. Lin, 40 years old, as an example, if he purchases the Mei Hong Wang plan with a sum assured of $300,000 and pays annual premiums of $30,800, he could see his insurance coverage increase to six times by age 70, and the cash value of the policy would exceed the total premiums paid within six years. This makes it an excellent option for retirement and asset transfer planning.

Experts advise policyholders to focus on actual performance results to determine dividend payouts. Additionally, caution is advised when investing to assess risks and make informed decisions.