The Taiwanese stock market reached a historic high last July, and the ETF market has also set new records, with beneficiary numbers soaring. Statistics show that even during the market's corrective fluctuations, the number of ETF beneficiaries increased, indicating that many investors continue to enter the market despite risks.

This report interviewed two young investors who have accumulated million-dollar assets, most starting with funds under $30,000. One of them, 28-year-old Wen-Wen, nearly allocated all available funds to investment after graduation, having accumulated seven-figure assets in four years. She initially attempted day trading and technical analysis but chose stable financial stocks and ETFs as her main investments when faced with losses.

Similarly, Daqiu, a tenant, has achieved a high savings rate of 70-75% over more than 10 years, amassing over a million dollars. He stresses the importance of setting financial goals, initially hoping to buy a house or study abroad, now aiming for tens of millions. Daqiu invests in stable dividend-paying telecom and domestic stocks and has recently ventured into growth sectors and leverage-type products.

Daqiu emphasizes that cash flow is increasingly important, planning to shift part of his funds into high-dividend ETFs to aim for an average monthly dividend income of $20,000.